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Credit Union Forums • Need advice on first Mortgage !!
Page 1 of 1

Need advice on first Mortgage !!

Posted: Fri Oct 14, 2016 11:41 am
by suzanne
Hi ,
I am planning to take a mortgage to purchase a condo. It’s my first mortgage. So, I really don’t know much about this. I don’t even know what are the essential required to qualify for a mortgage. I was just looking online for more info on this, when I found this blog, http://www.albertamortgagecentre.com/qu ... -mortgage/, pretty helpful. There are 3 main factors to be kept in mind mainly, credit, income, and down payment. Is there something else too?, to be kept in mind, and which is important. Also, I wanted to know about credit score, and how to calculate it. Please advice me on this. .

Re: Need advice on first Mortgage !!

Posted: Thu Feb 23, 2017 5:41 am
by rossk0675
Hi Suzanne,
The credit score is a first thing considered by creditors before lending money. So to get a loan it is necessary to check your credit score carefully. You can get a free copy of your credit report from any of the three credit reporting agencies - Experian, Equifax and the TransUnion.

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