I am planning to take a mortgage to purchase a condo. It’s my first mortgage. So, I really don’t know much about this. I don’t even know what are the essential required to qualify for a mortgage. I was just looking online for more info on this, when I found this blog, http://www.albertamortgagecentre.com/qu ... -mortgage/, pretty helpful. There are 3 main factors to be kept in mind mainly, credit, income, and down payment. Is there something else too?, to be kept in mind, and which is important. Also, I wanted to know about credit score, and how to calculate it. Please advice me on this. .