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Universal Credit

Universal Credit is the coalition’s new flagship benefits reform, they plan to bring several benefits under one roof and pay it out as one lump sum to the claimant. The idea behind the overhaul is to give more responsibility to the individual claiming and cut...

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What are Credit Unions?

Credit Unions humble beginnings stemmed from small, non-profit financial organisations set up by members with something in common to benefit their community. Over the years, credit unions have professionalised, in which many now offer products online and have acquired commercial premises. Their key aim is...